"If I Say" is a song by English rock band Mumford & Sons. It was released as the second single from their fourth studio album, Delta, on 25 October 2018.[1][2] The song was written by Marcus Mumford, Winston Marshall, Ben Lovett and Ted Dwane. The band began playing the track live in May 2017. A studio version of the song could be heard on a livestream from the band’s Instagram account in April 2018. The song went through many changes in the studio, eventually displaying an element of orchestration.