State Savings Bank of Ukraine

State Savings Bank of Ukraine (Ukrainian: *Ощадбанк України*)
Type	Public Joint-Stock Company
Industry	Banking, investment
Founded	21 May 1999, (approved by NBU on 31 December 1991)
Founder	Government of Ukraine
Headquarters	Kyiv, Ukraine
Key people	Sergey Naumov (Chairman)
Services	Financial services
Revenue	₴ 10 billion
Operating income	₴ 5.8 billion
Net income	₴ 1.1 billion
Total assets	₴ 73.9 billion
Total equity	₴ 17.4 billion
Owner	Government of Ukraine
Website	www.oschadbank.ua
	Footnotes / references; All figures annualized for 2017

The State Savings Bank of Ukraine, or Oschadbank (Ukrainian: Ощадбанк), is a public joint-stock company based in Ukraine. It was established by Decree of the Cabinet of Ministers of Ukraine on May 21, 1999, through the transformation of its predecessor, the State Specialized Commercial Savings Bank of Ukraine into a Joint-Stock Company.

The State Savings Bank of Ukraine is one of the largest financial institutions of Ukraine and one of three systemically important banks (including Ukreximbank and PrivatBank) nominated by National Bank of Ukraine every year since 2015 when classification requirement came into force.

By the end of 2016, the bank had 3,650 branches and 2,850 ATMs throughout the country which carry out various functions, such as the disbursement of pensions, social aid, processing of utility payments and other banking transactions.^[5] Together with PrivatBank, Oschadbank is one of the only two Ukrainian banks whose clients' time deposits are fully guaranteed by state law compared to total of ₴ 200,000 in other banks in case of bank liquidation.