List of banks in India

From Wikipedia, the free encyclopedia

This is the list of banks which are listed as scheduled banks under second schedule of RBI Act, 1934.[1]

Commercial banks[]

Public Sector Banks (PSBs)[]

Main article: Public sector banks in India

There are 12 public sector banks as of 15 November 2021[2]

Anchor Bank Government
Shareholding		 Merged Banks Branches Established Headquarter Total Assets Revenues Refs
Bank of Baroda 63.97 % 8,310 1908 Vadodara, Gujarat Rs. 12.03 trillion Rs. 890.01 billion [3][4][5]
Bank of India 81.41 % 5,084 1906 Mumbai, Maharashtra Rs. 7.33 trillion Rs. 484.80 billion [6][7]
Bank of Maharashtra 90.97 % 1,915 1935 Pune, Maharashtra Rs. 1.97 trillion Rs. 144.95 billion [8]
Canara Bank 62.93 %
  • Syndicate Bank
 10,416 1906 Bengaluru, Karnataka Rs. 11.80 trillion Rs. 936.59 billion [9][10]
Central Bank of India 93.08 % 4,608 1911 Mumbai, Maharashtra Rs. 3.70 trillion Rs. 259.91 billion [11]
Indian Bank 79.86 % 6,007 1907 Chennai, Tamil Nadu Rs. 6.28 trillion Rs. 456.48 billion [9][12]
Indian Overseas Bank 96.38 % 3,217 1937 Chennai, Tamil Nadu Rs. 2.74 trillion Rs. 225.24 billion [13][14]
Punjab and Sind Bank 97.07 % 1,526 1908 New Delhi Rs. 1.10 trillion Rs. 78.76 billion [15]
Punjab National Bank 73.15 %
10,769 1894 New Delhi Rs. 12.80 trillion Rs. 949.90 billion [9][16]
State Bank of India 57.62 % 22,219 1955 Mumbai, Maharashtra Rs. 48.46 trillion Rs. 3.84 trillion [17][18]
UCO Bank 95.39 % 3,087 1943 Kolkata, West Bengal Rs. 2.53 trillion Rs. 181.66 billion [19][20]
Union Bank of India 83.50 % 9,315 1919 Mumbai, Maharashtra Rs. 10.82 trillion Rs. 832.10 billion [9][21]

Private-sector banks[]

At present, there are 22 private banks in India, as of 1 January 2022.

Bank Name Established Headquarters Branches Total Assets Revenues Ref
Axis Bank 1993 Mumbai, Maharashtra 4594 ₹1,010,325 crore (US$130 billion) ₹80,847 crore (US$11 billion) [22]
Bandhan Bank 2015 Kolkata, West Bengal 1147 ₹114,993 crore (US$15 billion) ₹14,633 crore (US$1.9 billion) [23]
CSB Bank 1920 Thrissur, Kerala 512 ₹23,337 crore (US$3.1 billion) ₹2,273 crore (US$300 million) [24]
City Union Bank 1904 Thanjavur, Tamil Nadu 702 ₹53,311 crore (US$7.1 billion) ₹4,839 crore (US$640 million) [25][26]
DCB Bank 1930 Mumbai, Maharashtra 352 ₹39,602 crore (US$5.3 billion) ₹3,916 crore (US$520 million) [27]
Dhanlaxmi Bank 1927 Thrissur, Kerala 245 ₹13,096 crore (US$1.7 billion) ₹1,072 crore (US$140 million) [28]
Federal Bank 1931 Kochi, Kerala 1272 ₹204,966 crore (US$27 billion) ₹15,702 crore (US$2.1 billion) [29]
HDFC Bank 1994 Mumbai, Maharashtra 5608 ₹1,799,506 crore (US$240 billion) ₹155,855 crore (US$21 billion) [30]
ICICI Bank 1994 Vadodara, Gujarat 5266 ₹1,573,812 crore (US$210 billion) ₹161,336 crore (US$21 billion) [31][32]
IDBI Bank 1964 Mumbai, Maharashtra 1884 ₹298,652 crore (US$40 billion) ₹24,803 crore (US$3.3 billion) [33][34]
IDFC First Bank 2015 Mumbai, Maharashtra 596 ₹163,071 crore (US$22 billion) ₹18,221 crore (US$2.4 billion) [35]
IndusInd Bank 1994 Mumbai, Maharashtra 2015 ₹362,903 crore (US$48 billion) ₹28,999 crore (US$3.9 billion) [36]
Jammu & Kashmir Bank 1938 Srinagar, Jammu & Kashmir 955 ₹120,272 crore (US$16 billion) ₹8,833 crore (US$1.2 billion) [37][38]
Karnataka Bank 1924 Mangaluru, Karnataka 859 ₹85,580 crore (US$11 billion) ₹6,232 crore (US$830 million) [39]
Karur Vysya Bank 1916 Karur, Tamil Nadu 811 ₹74,623 crore (US$9.9 billion) ₹5,470 crore (US$730 million) [40]
Kotak Mahindra Bank 2003 Mumbai, Maharashtra 1604 ₹478,872 crore (US$64 billion) ₹32,819 crore (US$4.4 billion) [41]
Nainital Bank 1922 Nainital, Uttarakhand 160 ₹8,438 crore (US$1.1 billion) ₹0,727 crore (US$97 million) [42]
RBL Bank 1943 Mumbai, Maharashtra 435 ₹100,618 crore (US$13 billion) ₹8,561 crore (US$1.1 billion) [43]
South Indian Bank 1929 Thrissur, Kerala 935 ₹94,149 crore (US$13 billion) ₹7,305 crore (US$970 million) [44]
Tamilnad Mercantile Bank 1921 Thoothukudi, Tamil Nadu 509 ₹42,758 crore (US$5.7 billion) ₹3,992 crore (US$530 million) [45]
Yes Bank 2004 Mumbai, Maharashtra 1070 ₹273,593 crore (US$36 billion) ₹20,039 crore (US$2.7 billion) [46][47]

Regional Rural Banks (RRBs)[]

Main article: Regional Rural Bank

There are 43 regional rural banks in India as of 1 November 2020.

State Bank's Name Established Headquarters Branches Sponsor Bank Ref
Andhra Pradesh Andhra Pradesh Grameena Vikas Bank 2006 Warangal, Telangana 755 State Bank of India
Andhra Pragathi Grameena Bank 2006 Kadapa, Andhra Pradesh 552 Canara Bank
Chaitanya Godavari Gramin Bank 2006 Guntur, Andhra Pradesh 219 Union Bank of India
Saptagiri Gramin Bank 2006 Chittoor, Andhra Pradesh 220 Indian Bank
Arunachal Pradesh Arunachal Pradesh Rural Bank 1983 Itanagar, Arunachal Pradesh 30 State Bank of India
Assam Assam Gramin Vikash Bank 2006 Guwahati, Assam 474 Punjab National Bank
Bihar Dakshin Bihar Gramin Bank 2019 Patna, India 1078 Punjab National Bank
Uttar Bihar Gramin Bank 2008 Muzaffarpur, India 1032 Central Bank of India [48]
Chhattisgarh Chhattisgarh Rajya Gramin Bank 2013 Raipur 625 State Bank of India [49]
Gujarat Baroda Gujarat Gramin Bank 2019 Vadodara 489 Bank of Baroda
Saurashtra Gramin Bank 1978 Rajkot 259 State Bank of India [50]
Haryana Sarva Haryana Gramin Bank 2013 Rohtak, Haryana 542 Punjab National Bank
Himachal Pradesh Himachal Pradesh Gramin Bank 2013 Mandi, Himachal Pradesh 265 Punjab National Bank [51]
Jammu And Kashmir Ellaquai Dehati Bank 1979 Srinagar, Jammu and Kashmir (Union Territory) 116 State Bank of India
Jammu And Kashmir Grameen Bank 2009 Jammu, Jammu and Kashmir (Union Territory) 217 Jammu & Kashmir Bank
Jharkhand Jharkhand Rajya Gramin Bank 2019 Ranchi 443 State Bank Of India
Karnataka 2019 Ballari, Karnataka 1142 Canara Bank
Karnataka Vikas Grameena Bank 2005 Dharwad, Karnataka 633 Canara Bank
Kerala Kerala Gramin Bank 2013 Malappuram, Kerala 634 Canara Bank [52]
Madhya Pradesh Madhya Pradesh Gramin Bank 2019 Indore 866 Bank of India
Madhyanchal Gramin Bank 2012 Sagar, Madhya Pradesh 454 State Bank of India
Maharashtra Maharashtra Gramin Bank 2008 Aurangabad, India 391 Bank of Maharashtra
Vidarbha Konkan Gramin Bank 2013 Nagpur 318 Bank of India
Manipur Manipur Rural Bank 1981 Imphal, Manipur 28 Punjab National Bank
Meghalaya Meghalaya Rural Bank 1981 shillong 87 State Bank of India [53]
Mizoram Mizoram Rural Bank 1983 Aizawl, Mizoram 85 State Bank of India
Nagaland Nagaland Rural Bank 1983 Kohima 10 State Bank of India
Odisha Odisha Gramya Bank 2013 Bhubaneswar, India 549 Indian Overseas Bank
Utkal Grameen Bank 2012 Bolangir, India 442 State Bank of India
Puducherry Puduvai Bharathiar Grama Bank 2008 Pondicherry, India 43 Indian Bank
Punjab Punjab Gramin Bank 2019 Kapurthala, Punjab 419 Punjab National Bank
Rajasthan Rajasthan Marudhara Gramin Bank 2014 Jodhpur 715 State Bank of India
Baroda Rajasthan Kshetriya Gramin Bank 2013 Ajmer 833 Bank of Baroda [54]
Tamil Nadu Tamil Nadu Grama Bank 2019 Salem, Tamil Nadu 630 Indian Bank
Telangana Telangana Grameena Bank 2014 Hyderabad, Telangana 421 State Bank of India [55]
Tripura Tripura Gramin Bank 1976 Agartala, India 142 Punjab National Bank
Uttar Pradesh Aryavart Bank 2019 Lucknow, Uttar Pradesh 1365 Bank of India
Baroda UP Bank 2020 Ayodhya, Uttar Pradesh 2050 Bank of Baroda
Prathama UP Gramin Bank 2019 Moradabad, Uttar Pradesh 938 Punjab National Bank
Uttarakhand Uttarakhand Gramin Bank 2012 Dehradun, Uttarakhand 286 State Bank of India
West Bengal Bangiya Gramin Vikash Bank 2007 Berhampore, West Bengal 587 Punjab National Bank
Paschim Banga Gramin Bank 2007 Howrah, West Bengal 230 UCO Bank
Uttarbanga Kshetriya Gramin Bank 1977 Coochbehar, West Bengal 142 Central Bank of India

Foreign banks[]

Foreign banks in India as on July 14, 2020 - Branch/WOS/Representative form of presence as per RBI:[56]

Foreign banks operating as wholly owned subsidiary in India[]

List of notable banks which are incorporated outside India and are operating wholly owned subsidiary in India:

  • DBS Bank
  • State Bank of Mauritius

Foreign banks with branches in India[]

List of notable banks which are incorporated outside India and are operating branches in India:

Foreign banks with representative offices[]

List of notable foreign banks with representative offices in India:

Small finance banks[]

Main article: Small finance bank
Bank Name Established Headquarters Branches Revenues Total Assets Ref
Ujjivan Small Finance Bank 2017 Bangalore, Karnataka 464 ₹9,473 crore (US$1.3 billion)
Jana Small Finance Bank 2018 Bangalore, Karnataka [57]
Equitas Small Finance Bank 2016 Chennai, Tamil Nadu 412 ₹31.35 crores (US$5 million) ₹1,787.41 crores (US$274 million)
AU Small Finance Bank 2017 Jaipur, Rajasthan 396 ₹292 crore (US$39 million) ₹2,155.25 crore (US$290 million)
Capital Small Finance Bank 2016 Jalandhar, Punjab [58]
Fincare Small Finance Bank 2017 Bangalore, Karnataka [59]
ESAF Small Finance Bank 2017 Thrissur, Kerala 400 ₹475 crore (US$63 million) [60]
North East Small Finance Bank 2017 Guwahati, Assam [61]
Suryoday Small Finance Bank 2017 Navi Mumbai, Maharashtra [62]
Utkarsh Small Finance Bank 2018 Varanasi, Uttar Pradesh [63]
Shivalik Small Finance Bank 2021 Saharanpur, Uttar Pradesh 31 [64]
Unity Small Finance Bank 2021 [65]

Payments banks[]

Main article: Payments bank
Bank Name Established Headquarters Branches Revenues References
Airtel Payments Bank 2017 New Delhi, Delhi ₹627 crore (US$83 million) [66][67]
India Post Payments Bank 2018 New Delhi, Delhi 650 Branches ₹55 crore (US$7.3 million) [68]
Paytm Payments Bank 2017 Noida, Uttar Pradesh ₹2,109 crore (US$280 million) [69][70]
Jio Payments Bank 2018 Mumbai, Maharashtra ₹13 crore (US$1.7 million) [71]
Fino Payments Bank 2017 Mumbai, Maharashtra 410 Branches ₹791 crore (US$110 million) [72][73]
NSDL Payments Bank 2018 Mumbai, Maharashtra ₹62 crore (US$8.2 million) [74]

Defunct[]

Payment Banks which have surrendered license:

  • Aditya Birla Payments Bank – Headquartered in Mumbai, the payments bank was opened in 2016, but due to lack of funds it shut its business in 2019 and it ceased to be a banking company in July 2020.[75]

Entities which took up a license but surrendered without starting operations:

Co-operative banks[]

Main article: Cooperative banking § India

State Co-operative Banks (SCBs)[]

In India,at present, there are total 33 4 State Co-Operative banks.

Urban Co-operative Banks (UCBs)[]

List of scheduled and unscheduled Urban Co-operative Banks:

In India, at present, there are total 53 scheduled Urban Co-Operative banks in India.

  • Abhyudaya Co-operative Bank Ltd.
  • Ahmedabad Mercantile Co-Op Bank Ltd.
  • Amanath Co-operative Bank Ltd.
  • Andhra Pradesh Mahesh Co-Op Urban Bank Ltd.
  • Bassein Catholic Co-operative Bank Ltd.
  • Bharat Co-operative Bank (Mumbai) Ltd.
  • Bharati Sahakari Bank Limited.
  • Bombay Mercantile Co-operative Bank Limited
  • Charminar Co-operative Urban Bank Ltd.
  • Citizen Credit Co-operative Bank Ltd.
  • Cosmos Co-operative Urban Bank Ltd.
  • Dombivli Nagari Sahakari Bank Ltd.
  • Goa Urban Co-operative Bank Limited.
  • Gopinath Patil Parsik Janata Sahakari Bank Ltd.
  • Greater Bombay Co-operative Bank Limited
  • Indian Mercantile Co-operative Bank Ltd.
  • Jalgaon Janata Sahakari Bank Ltd.
  • Janakalyan Sahakari Bank Ltd.
  • Janalaxmi Co-operative Bank Ltd.
  • Janata Sahakari Bank Ltd.
  • Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd.
  • Kalupur Commercial Coop.Bank Ltd.
  • Kalyan Janata Sahakari Bank Ltd.
  • Karad Urban Co-operative Bank Ltd.
  • Madhavpura Mercantile Co-Op Bank Ltd.
  • Mahanagar Co-operative Bank Ltd.
  • Mapusa Urban Co-operative Bank of Goa Ltd.
  • Mehsana Urban Co-Op Bank Ltd.
  • Nagar Urban Co-operative Bank Ltd.
  • Nagpur Nagrik Sahakari Bank Ltd.
  • Nasik Merchant's Co-operative Bank Ltd.
  • New India Co-operative Bank Ltd.
  • NKGSB Co-operative Bank Ltd.
  • Nutan Nagarik Sahakari Bank Ltd.
  • Pravara Sahakari Bank Ltd.
  • Punjab & Maharashtra Co-operative Bank Ltd.
  • Rajkot Nagrik Sahakari Bank Ltd.
  • Rupee Co-operative Bank Ltd.
  • Sangli Urban Co-operative Bank Ltd.,
  • Saraswat Co-operative Bank Ltd.
  • Sardar Bhiladwala Pardi Peoples Coop Bank Ltd.
  • Shamrao Vithal Co-operative Bank Ltd.
  • Shikshak Sahakari Bank Ltd.
  • Solapur Janata Sahakari Bank Ltd.
  • Surat Peoples Coop Bank Ltd.
  • Thane Bharat Sahakari Bank Ltd.
  • Thane Janata Sahakari Bank Ltd.
  • The Akola Janata Commercial Co-operative Bank Ltd.
  • The Akola Urban Co-operative Bank Ltd.
  • The Kapol Co-operative Bank Ltd.
  • The Khamgaon Urban Co-operative Bank Ltd.
  • Vasavi Coop Urban Bank Limited.
  • Zoroastrian Co-operative Bank Ltd.
  • The Panipat Urban Co-operative Bank Ltd.

Defunct[]

Local Area Banks[]

Local Area Banks are non-scheduled banks. They were set up with the twin objectives of providing an institutional mechanism for promoting rural and semi-urban savings and for providing credit for viable economic activities in local areas. They were established as Public Limited Companies in the private sector. They are promoted either by individuals, corporates, trusts or societies. The minimum paid up capital of such banks is ₹50 million. The promoter's contribution should be at least ₹20 million. Local Area Banks can operate and open branches in a maximum of 3 geographically contiguous districts. They are governed by the provisions of the Reserve Bank of India Act, 1934, the Banking Regulation Act, 1949 and other relevant statutes. They are to be registered as Public Limited Companies under the Companies Act 1956. Since they are non-scheduled banks, they cannot borrow funds from the Reserve Bank of India, like other scheduled commercial banks.[80]

List of Local Area Banks:[81]

  • Coastal Local Area Bank Ltd
  • Krishna Bhima Samruddhi LAB Ltd

See also[]

References[]

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External links[]

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